BigCommerce Payment Processing — Your Gateway, Your Choice
BigCommerce charges zero transaction fees on every plan. That makes the choice of processor and gateway your single biggest cost lever — we help you pick the right one.
Unlike Shopify, BigCommerce never charges a third-party transaction fee. That gives BigCommerce merchants a structural advantage: every basis point of processing savings goes straight to the bottom line. With 65+ pre-integrated payment gateways and full support for headless commerce, BigCommerce stores can run almost any processor — but only one will be best for your business.
BigCommerce's gateway-agnostic advantage
BigCommerce supports PayPal, Stripe, Adyen, Braintree, Authorize.Net, Worldpay, Square, Klarna, Afterpay, Amazon Pay, and dozens more — all natively, with no transaction fee penalty. For mid-market and B2B BigCommerce stores, this typically translates to 0.30–0.60% lower effective rates than the equivalent Shopify setup.
- 65+ pre-integrated gateways across 100+ countries
- Zero platform transaction fees on every BigCommerce plan
- Native B2B Edition with quote-to-cash and Level 3 data
- Headless commerce support via Storefront API
BigCommerce B2B Edition and Level 3 processing
BigCommerce B2B Edition is purpose-built for wholesale and commercial selling. Pairing it with a processor that supports Level 3 data submission can save up to 1% on commercial card transactions — material savings on high-AOV B2B orders.
Headless BigCommerce and embedded checkout
Many growing BigCommerce stores move to headless front-ends (Next.js, Gatsby, Catalyst) while keeping BigCommerce as the commerce engine. The right gateway must support BigCommerce's Checkout SDK or Stencil checkout customization without breaking PCI scope.
What's Included
65+ native gateways
Pre-integrated processors covering every major market and risk vertical.
No platform fees
BigCommerce never adds transaction fees on top of your processor.
B2B Edition ready
Quote-to-cash, customer groups, and Level 3 commercial card support.
Multi-storefront
Run multiple brands or B2B/B2C from a single BigCommerce account.
Headless support
Storefront API + Checkout SDK for headless BigCommerce builds.
International
Multi-currency display and local acquiring across Europe, APAC, and LATAM.
Frequently Asked Questions
Does BigCommerce charge a transaction fee like Shopify?+
No. BigCommerce charges zero platform transaction fees on every plan — Standard, Plus, Pro, and Enterprise. Your only cost is your processor's rate.
What's the best gateway for BigCommerce B2B?+
Authorize.Net, Braintree, and Cybersource all support full Level 3 data submission. For B2B AOVs above $500, Level 3 routinely saves 0.6–1.0% on commercial card transactions.
Is Stripe a good fit for BigCommerce?+
Stripe works well as the default for new BigCommerce stores. Above $100k/month, a dedicated interchange-plus processor through Authorize.Net or Cybersource usually beats Stripe by a meaningful margin.
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